ATL launches new health insurance policy

ATL now provides individuals and families added peace of mind, through its ‘Hale & Hearty’ hospitalisation insurance plan. This convenient insurance plan covers individuals and their families within the age group of 18 to 55. It can be tailored to meet the needs of entrepreneurs, executives, managers and others like young adults and housewives. The policy is ideal for individuals residing in urban Colombo suburbs, cities like Kandy, Kurunegala, Negombo and Galle.

As the most trusted companion during an unexpected event of hospitalisation the Hale & Hearty family policy is designed to cover the head of the household, his/her family members and on specific requests extended family members.

The policy also features an array of benefits that provide policyholders with added value and convenience. Although the industry in general offers a cashless service primarily to corporates at a few selected hospitals, ATL’s Hale & Hearty cover gives policyholders the convenient option of cashless transactions in over 22 leading hospitals. As a result, ATL settles hospitalisation bills directly with the hospital to ensure that the policyholder has minimal use for cash and feels no hassle and stress. 

The Hale & Hearty policy covers room charges when hospitalised ranging from Rs. 6,000 to Rs. 9,000 per day and provides an insurance cover ranging from Rs. 100,000 to Rs. 300,000 that protects the entire family. Additionally, an emergency settlement team is in place to offer policyholders assistance on a 24/7 basis. As an additional benefit, ATL also provides policyholders with free membership for ‘Falck’ Emergency Services. The policy can be purchased by paying the premium in instalments, via cash or credit cards. Customers can now choose from three plans that are available, which cover medical specialist fees as well as specialised services such as X-Rays, MRIs and laboratory tests.

Commenting on the Hale & Hearty policy Operations and Medical General Manager Zaid Aboobucker stated, “Hospitalisation is an unpredictable form of expenditure. Whether it’s at a private or government hospital, the stress and burden of having a loved one in hospital, is often magnified due to financial constraints. Financial liquidity at a time of such engagement can be quite testing. This is where ATL’s Hale & Hearty policy provides absolute peace of mind, assuring all policyholders that they and their loved ones will be taken care of in their time of need.”