Monday, 20 October 2014 00:00
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Most affordable health insurance policy available in Sri Lanka
Amãna Takaful, the only fully-fledged Takaful operation in the country and the flag bearer of the Takaful way of insurance in Sri Lanka, recently introduced ‘Suwasiri,’ a health insurance policy designed to give all Sri Lankans peace of mind throughout periods of poor health.
This health insurance policy protects individuals and their loved ones in the event of unexpected illnesses and medical emergencies. ‘Suwasiri’ is also designed to ease the financial burden that policyholders experience during times of crisis.
‘Suwasiri’ is a simple and practical health insurance policy that offers policyholders an affordable cover in times of poor health. An annual insurance coverage of Rs. 100,000 can be obtained for an annual fee of Rs. 2,222. This covers administrative fees and doctor consultations as well as medication costs amounting to Rs. 30,000. ‘Suwasiri’ also covers the cost of hospitalisation, surgery, medical treatment, medicines, as well as any medical investigations required to determine treatments for ailments.
‘Suwasiri’ is the most affordable policy available in Sri Lanka. The policy provides benefits such as a cover for ward charges in private hospitals for up to 10 days at the rate of Rs. 4,000 per day. Theatre charges up to Rs. 7,500, surgeon’s fees of up to Rs. 25,000, anaesthetist’s fees of Rs. 5,000, as well as specialist charges of up to Rs. 5,000 are all included in the cover for policyholders who are between the ages of 18 and 55.
Additionally, ‘Suwasiri’ covers examinations fees, x-rays, scans and MRIs for a sum of Rs. 5,000. A cover for hospitalisation is also provided as long as the individuals are admitted for less than three days at the cost of Rs. 15,000. If hospitalisation occurs at a Government hospital a cash grant of Rs. 500 per day is provided for a maximum of 21 days.
Amidst the increasing cost of medical care, hospitalisation and treatments in Sri Lanka, the ‘Suwasiri’ health insurance policy from Amãna Takaful is a perfect solution for Sri Lankans seeking security and comfort in times of medical uncertainty.
Amãna Takaful has been recognised for its innovation and quality of service for decades, and has been acknowledged as one of Sri Lanka’s fastest growing composite insurers. The company continues to be in the forefront of the insurance industry in Sri Lanka and caters to a vast variety of customers. The Takaful way of insurance operates on the principle of bringing people together through mutual sharing.