Aviva NDB promotes new health insurance for medical emergencies

Taking a bold step forward in safeguarding the wellbeing of the nation, Aviva NDB launched a carefully crafted health insurance plan recently. Aviva NDB Health Insurance promises to be as outstanding as its forerunner Aviva NDB Pensions, which created a paradigm change in the market place last year.  

Perhaps the only long-term health insurance for the family that is available without the hassle of paying large lump-sums annually, Aviva NDB’s health insurance plan is easily affordable and can be readily extended to cover the spouse and all the children, year after year.  

The attractive four-pronged plan offers cash in case of being admitted to hospital for over three days. If surgery is required for any of the 250 surgeries in the comprehensive list, whether the operation is performed in Sri Lanka, India or Singapore, Aviva NDB will extend financial support up to Rs. 1 million, depending of course on the benefits one chooses.

If a debilitating critical illness strikes, the support the policyholder receives could be as much as two million rupees, if the disease is one of the 22 in the list.  In addition to hospitalisation, surgery and critical illness, for the insured, in case of an unforeseen eventuality, dependents receive a life cover of up to Rs. 1 million, making this health insurance plan a very welcome and comprehensive offer.

What makes this health insurance plan the ideal one for the whole family is the fact that it can be extended to children for hospitalisation and surgery. What’s more, if the child is under 12 years of age, and is accompanied by a  parent, a rooming-in benefit will be paid as well.  

“Our innovative health plan is designed to bring long-term health insurance to the people of Sri Lanka in an affordable way.  It is a welcome change that would help to protect young families and bring healthcare within the reach of a larger segment of the population,” said Shah Rouf, Managing Director of Aviva NDB Insurance, commenting that now Sri Lankans can be prepared in advance in case someone in the family has to be suddenly admitted to hospital.  

General Manager, Marketing and Bancassurance, Amal Perera commented: “With non-communicable diseases becoming a major health threat to Sri Lankans, health insurance has become imperative for everyone.”

Aviva is the world’s sixth largest insurance group, serving over 44.5 million customers across Europe, North America and Asia Pacific. Aviva’s main business activities are long-term savings, fund management and general insurance, with worldwide total sales of £47.1 billion and funds under management of £402 billion at 31 December 2010.  Aviva is the largest insurance services provider in the UK and one of the leading providers of life and pensions products in Europe.

NDB Group is one of the largest financial conglomerates in Sri Lanka, operating regionally in Maldives and Bangladesh. The Group offers project finance, corporate banking, SME lending, retail banking, investment banking, stock broking, wealth management and insurance solutions under one roof.

NDB Bank has an AA (lka) rating by Fitch Ratings Lanka and is amongst the best in the industry reflecting the bank’s strong financial profile in terms of its capital base, profitability and asset quality. NDB Bank is one of the highest capitalised private sector commercial banks in Sri Lanka.