Sri Lanka Insurance launches ‘Sri Lanka Insurance Health’
Tuesday, 14 October 2014 11:21
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Comprehensive package of health insurance solutions
Sri Lanka Insurance launches its newest addition to its product line up ‘Sri Lanka Insurance Health,’ which caters to varying medical needs of the people of this country.
‘Sri Lanka Insurance Health’ has a range of medical plans that could be customised to specific needs. There are six unique health insurance solutions under the ‘Sri Lanka Insurance Health’ basket to choose from.
There are four unique health insurance packages that can be added on to a Life insurance policy.
SLI Comprehensive Plan is an insurance solution which offers better financial support in order to reimburse medical bills up to the insured value of the cover in the event of hospitalisation covering a range of medical expenses, including hospitalisation room charges, surgery charges, professional fees, operation theatre charges, ambulance charges and day care surgery expenses.
SLI Overseas Comprehensive Plan covers hospitalisation in Sri Lanka, Singapore, Malaysia and India including pre and post hospitalisation expenses, organ donor expenses and maternity expenses.
SLI Surgical Plan ensures financial support in the event of a surgery. The plan covers most of the surgeries done under medical requirement, up to the insured value of this cover. SLI Hospital cash plan offers attractive daily cash benefits at the time of hospitalisation. If admitted to the ICU this daily cash benefit will be double to cover the rising medical expenses. All the above mentioned plans can be obtained with Life insurance cover and loved ones can be included to benefit from these covers.
SLI Medi-Life is an ideal plan to start investing in a life insurance policy as the cover comes with a combined benefit of Life insurance and Medical insurance. There is a range of health insurance options once the solution is obtained, which comes with an inbuilt Life insurance cover. Loved ones can be included to benefit from this solution.
SLI Annual medical plan is a short term health solution in this portfolio which can be renewed annually. There are five different packages to choose from based on the insured value. The policy covers a range of medical expenses, including hospitalisation room charges, surgery charges, maternity expenses, professional charges, operation theatre and other charges, Government hospital daily allowance, in some cases ambulance charges, pre/post-hospitalisation benefits, day care surgery expenses and organ donor expenses.
The SLI Annual Medical Plan also consists of a unique ‘no claim bonus’, which increases the basic sum insured by 5%, up to a maximum of 50%, for every claim free year.
Sri Lanka Insurance is committed to constantly innovate and update its product portfolio to meet with the changing customer landscape. Sri Lanka Insurance is the largest Government owned composite insurance provider in Sri Lanka and the first insurance company to have been assigned a global rating for financial stability AA (lka) from Fitch Ratings, London which is an assurance of the company’s long term financial sustainability.
It is the only insurer which was awarded RAM Ratings AAA for its ‘long term claim paying ability’, which further affirms the corporation’s capacity to meet financial obligations to policyholders. The company has also been awarded ISO 9001:2000 certification for correct governing and operational procedures in line with accepted global standards.
