Union Assurance launches Union Smart Health

A unique insurance policy that covers the entire family 

Union Assurance, in its efforts to showcase the path towards enduring success, has made efforts to revolutionise the Sri Lankan insurance industry by continuously bringing forth innovative and creative solutions. As a result it has introduced a unique cover that provides protection for the entire family. Union Smart Health is a policy which provides coverage for the policyholder as well as all his dependents, a unique proposition in Sri Lanka. Union Smart Health functions as a rider cover to use as an add-on to the Union Life Advantage Policy. 

Accidents and sudden illnesses are part of everyday life so it is impossible to fully anticipate these misfortunes. In addition to the emotional distress one undergoes, the financial toll that illnesses and accidents can take is also substantial. In order to minimise the financial stress one can be under in such situations, it is important to have provided for any inevitability and challenge that life can throw. The core aim of Union Smart Health is to provide for such challenging moments in life. 

The Union Smart Health cover works by reimbursing the hospitalisation and healthcare expenses of the policyholder and his family members. The cover also provides a Cashless Card to the policyholder, who can in the event of a hospitalisation call the number mentioned in the card to activate the service. Once the cashless service is activated, Union Assurance will settle the eligible bill amount directly to the hospital.

Union Smart health introduces the Revive Benefit for the first time to the Sri Lankan health insurance industry which provides the opportunity for the policyholder to claim again in the event that 100% of the claimable funds having been utilised, provided that the hospitalisation is not due to an illness which resulted in prior hospitalisation.

In case no claim has been made within a policy year, the maximum annual benefits limit increases by 25% for the following policy year through the No-Claim Bonus, which is another unique benefit offered through this policy. 

Through Union Smart Health Policy, if the sum insured is Rs. 2 million, the policyholder is entitled to coverage for treatments taken overseas in countries such as India, Singapore and Malaysia. 

Due to the complexities of a modern lifestyle, the risks to health and wellbeing have multiplied. Many of us fail to take necessary steps that would protect us against the uncertainties of our busy lives. 

The Union Smart Health cover is the perfect solution because it is easily obtained, with zero hassle, allows for easy operation and offers higher benefits. 

To know more about the Union Smart Health cover, meet with one of Union Assurance’s Insurance Advisors or call its customer care hotline on 0112990990. Alternatively, you can also visit one of the Union Assurance branches located islandwide.