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Diabetes, once considered a disease of the developed world, has become a worldwide pandemic.
There is an alarming increase of prevalence in diabetes in Sri Lanka, where a Colombo urban study shows that 27.1% of the Colombo urban population suffers from diabetes.
In the Sri Lankan context, according to the statistics released by International Federation of Diabetes in 2017 states that 1.1 million adults (20-79) are suffering from diabetes comparative prevalence of diabetes is 10.7%.
Adults with undiagnosed diabetes (20-79) are 428,000 and mean diabetes-related expenditure per person (20-79) with diabetes is $ 184.8 (approximately Rs. 34,000). Diabetes related deaths (20-79 years) of Sri Lanka is 15,534.
In the global scale by 2017, there are approximately 425 million adults (20-79 years) were living with diabetes and by 2045 the figure will be expected to rise to 629 million.
Diabetes caused four million deaths and more than 21 million live births (one in seven births) were affected by diabetes during pregnancy.
Most common causes for the diabetes are unhealthy dietary patterns, unhealthy lifestyle and generic factors of Sri Lankans.
People tend to consume high energy dense food instead of low energy dense food and people are reluctant to do physical exercises.
While the statistics reflect the severity of the status of the most common non-communicable disease, insurers are reluctant to provide insurance cover for people with diabetes.
As a result diabetes patients does not have an alternative to cover their medical expenses instead of bear them by themselves.
As the insurer of the nation SLIC understands the utmost gravity of the issue and took a leap forward by introducing a dedicated health insurance cover to diabetes patients. The Sri Lanka Insurance Comprehensive D+ life and health insurance cover was introduced to the market as a social cause providing peace of mind to the diabetes patients.
The Comprehensive D+ Plan helps diabetes patients to gain access to the best hospitals and medical treatment for diabetes, ensuring peace of mind and financial assistance to the policyholder.
Policyholders can choose from three available packages depending on the required medical care and type of diabetes:
The Comprehensive D+ Plan Wide coverage of expenses including nursing expenses, ICU expenses, operation theatre charges, room charges as well as surgeon, anaesthetist, medical practitioner, consultant and specialist fees.
This health cover can be obtained together with Divi Thilina, Minimuthu, Minimuthu Parithyaga, Praguna, Yasa Isuru, Freedom, Minimuthu Dayada, and Janadiri life insurance policies and it has flexibility to add on the spouse so that for both policyholder and spouse are covered till the age of 65.
Established in 1962, SLIC is the largest Government-owned insurance company in Sri Lanka,
with a managed asset base of over Rs. 197 billion and a life fund of over Rs. 105 billion, the largest in the local insurance industry.
The company is also the first and only local insurer to secure Fitch Ratings AAA (lka) rating for its long-term financial stability and sustainability and also Sri Lanka Insurance ranked as the ‘Most Loved Insurance Brand’ and the Third Most Loved Consumer Brand in the country by Brand Finance.
The company is on the mission of being a customer focused company which constantly innovates in providing insurance services to customers and is now serves customers through an extensive network of 158 branches.
