‘Un-worry’ your season

As we get one step closer to welcome the festive season, the worry over financial expenses can become the scrooge that steals the joy out of the holidays.

This festive season, HSBC is requesting all customers to ‘Un-worry’ their season. The bank is offering existing customers multiple savings with 0% Plus instalment plans, Rs. 10 million in cash back rewards and 0% cash instalment plans of up to Rs. 100,000 for customers who apply for any new HSBC credit card until 31 December.

Country Head of Retail Banking and Wealth Management Nadeesha Senaratne said, “We understand that the festive season is a month of high expenses, as there is so much to get done before the New Year. The season is not just for those celebrating this time, but for everyone and you should not have to hold back on those special moments with your loved ones. We want customers to make the most of this time by spending on anything they want, where ever they want without having to worry about the finances to fund it. Thus, in the spirit of giving, we are happy to offer multiple savings with 0% Plus instalment plans and cash back rewards as well as a 0% cash instalment plan of up to Rs. 100,000 which works as a cash advance. So Cardholders can stop worrying and start celebrating with some extra cash in their pocket this season.”

HSBC’s cash instalment plan is offered to customers who apply for an HSBC credit card to be able to expand their holiday celebrations with family and friends and spend on anything they want, be it shopping, holidaying, special celebrations or planning for the New Year. The cash instalment plan is payable in 12 monthly instalment for approved credit cards and is actually a saving, with no hidden charges. 

Similar to a salary advance, the card instalment facility would be credited to the customer’s existing HSBC account following the credit card approval and for new to bank customers who don’t maintain an HSBC account, the funds would be sent via a cashiers order to the customer’s home for encashment at the customer’s convenience.

Additionally, cardholders can enjoy up to 10 million worth of cash back rewards until 24 December. Cardholders who swipe their credit card for an accumulated spend of Rs. 3,000 with a minimum of three transactions during the week, will be eligible for a cash back reward of Rs. 1,000. Each week 1000 lucky winners will be awarded, throughout the promotion. 

Through the bank’s ongoing 0% Plus offer, existing cardholders can celebrate the festive season in decadence by shopping for household goods, jewellery and accessories, or even buy insurance policies and holiday packages at a number of retail outlets. They could convert their spending into 0% plans for 12 months. Moreover, 1,100 cardholders will have their first instalment waived off up to a maximum value of Rs. 5,000 during the promotion that is valid until 31 December. 

Cardholders can avail the 0% Plus offer when they shop at Abans, Singhagiri, Singer, Softlogic and Softlogic Max or Damro showrooms, Vogue Jewellers, Raja Jewellers, Swarnamahal Jewellers, Bullion Exchange, Colombo Jewellery Store, Mallika Hemachandra Jewellers, W a De Silva & Co., or any registered Insurance Company and Airline or Travel Agent they choose to buy airline tickets or holiday packages. 

While these are just a few of the on-going offerings leading up to Christmas, the bank also plans to rollout other seasonal activities to engage its customers, making HSBC credit cards synonymous with the festive season and beyond. 

For more details, cardholders can visit www.hsbc.lk